Savers
Take control of your financial future today
NEST is a flexible, secure, and simple way to save for retirement
Build your future with NEST
Many Nevadans lack access to an easy way to save for retirement. The Nevada Employee Savings Trust (NEST) puts you in control of your financial future with an automatic retirement savings program through your workplace. This is your opportunity to invest in yourself directly from your paycheck to your own personal retirement savings account.
Your monthly investment could grow over time
Use our retirement calculator to see what your financial future could look like.
It’s easy
Once you're added to the program there's nothing more to do, you'll be signed up automatically for payroll contributions, unless you choose to opt out.
You’re in control
Decide what fits your budget best and how much you'd like to contribute from your paycheck, after taxes are deducted.
It’s your money and account
Your account and funds stay with you through career changes without complicated rollovers.
Map your financial future
NEST offers tools and resources to help you maximize your savings in retirement and reach your financial goals.
It’s smart
Your contribution rate will automatically increase by one percent each year until it reaches 10% of your total pay (wages before taxes and other deductions), unless you choose otherwise.

More than a quarter of American workers have no money set aside for retirement.1 It’s never too late — start saving today.
References
1. “Your Evening Briefing: One in Four Americans Have No Retirement Savings,” Bloomberg, 17 April 2023. https://www.bloomberg.com/news/newsletters/2023-04-17/bloomberg-evening-briefing-one-in-four-americans-have-no-retirement-savings